Bank charges

Has anybody claimed back there bank charges, i was just asking cos im thinking of doing it, i got charged 114 quid because i forgot to transfer some money and didnt have enough for a direct debit to come out, the dd was only 14 quid and ive been charged bloody 114, i phoned the bank to complain and was told there was nothing i could do, im soooooooooo annoyed.

Who are you with?

Lloyds TSB can waiver 1 charge per year - and can do more but you have to ask the Bank Manager!

I havent reclaimed mine, because I simply rarely have them

Try joining the 'The Consumer Forum' they have templates for the letter that you need.

Also help you get outta credit cards etc that was opened before April 2007 - and/or claim back any charges on them too!

But again, i dont have no cards!

Im with Natwest, i dont have charges very often, but you can claim back 6 yrs worth so ive heard, and i dont have any credit cards either, im just soooo peed off that they had the cheek to charge me 114 bloody quid,

Im sure if you went into the branch and they looked back and saw your account is usually good, and rarely goes over, they'd credit it back. They know they are in the wrong by doing it, and only get away with it cos people dont ask.

Face to face is better than over the phone cos its easy for them to fob you off.

Since joining TCF Ive found out you should never call debt lines or banks, you should keep everything in writing or face to face.

I've never claimed back charges either, maimly cause i don't have any, £100 charge is a bit steep, think they're having a laugh, i'm with the RBS and they charge £38, i'd def get onto them and claim your charges back

You want this Shell -

http://www.consumeractiongroup.co.uk/forum/natwest-bank/

Lloyds charge £15 + £6 a day that you are over.